Personal Finance : Business & Finance
Banking customers who overdraft their checking accounts have three options for clearing an overdrafted checking account: paying the fees and any other charges in full, negotiating an overdraft refund or allowing the account to be charged off. The first two options will preserve your ability to bank
You may be disqualified for employment based on your credit history, a check of which is often included in a potential employer's background investigation of job applicants. Employers are also permitted to investigate your credit history when considering you for a promotion, a raise or a reassignmen
OverviewJupiterimages/Brand X Pictures/Getty ImagesSpecific Medicaid Programs in Utah include the Prenatal program, the Pregnant Women program, the Post-natal program, the Newborn program, the Newborn Plus program and the Child program. There are also grant programs available for...
If you have a work history and become disabled, you might qualify for Social Security disability (SSD) benefits. The Social Security Administration processes disability claims through state disability determination offices that investigate whether your disability is legitimate. Applications take thr
Your credit score affects your ability to qualify for loans, insurance, apartment leases and in some cases, employment. Factors such as your payment history, how long you've had credit and your credit balances contribute to your credit rating. Although you can't legally remove accurate negative info
Your credit score goes up and down based on the ways in which you use credit. Scoring companies such as FICO and the the three main credit bureaus pull data from your credit reports, plug it into their formulas and come up with a three-digit indicator of your credit worthiness. You often can improve
Many households find it hard to make ends meet and must reduce spending. One common spending category that many people try to reduce on is grocery shopping. With a few simple cheap grocery shopping tips, most households will be able to reduce their grocery bills and see a little bit extra in their m
A Roth conversion is a restructuring of an existing traditional IRA into a Roth IRA where the IRA owner pays the taxes that were previously deferred on the traditional in order to start earning tax-free growth. There are situations where you may want to recharacterize the conversion, essentially say
Getting married is a major life event that potentially affects many areas. Some forms of Social Security benefits are affected by a marriage or divorce, the impact on disability benefits depends on why the benefits were received.
Scholarships for social work in Texas are administered exclusively through the departments of social work and sociology at Texas colleges and universities that offer degrees in areas related to social work. Several prominent Texas universities offer departmental scholarships specifically limited to
Internet banking has become a powerful contender in the banking industry. Many customers consider the available Internet banking options when seeking to establish a new banking relationship. Several highly rated banks offer savings account options online.
According to United States tax codes, federal tax may be imposed on gifts over a certain level. The giver, not the recipient, is liable for these taxes. There are two calculations that determine whether you owe tax on money you have given away: the amount you have gifted within a year, and the total
Due to the individual differences of people, even their priorities on expenses and finances also differ. This is the same belief applied by companies when they came up with best personal finance software. The primary ...
If your spouse is in the military, you likely move from state to state. Generally speaking, the state that you live and work in during any given tax year is the state in which you are required to pay taxes. Your Form W-4, which tells your employer how much to withhold from your wages, should reflect
Although rare, when you bank closes down, fails, or gets bought by another bank, your money fortunately doesn't just disappear. The bank will try to notify you about the money so you can claim it. If you don't claim it, any money you had with the bank is transferred to the state in which you were do
Unemployment insurance in Washington state is provided through the state's Employment Security Department. It gives temporary weekly payments to those out of a job because of circumstances outside their control, such as a business closure or layoff or being ill-suited for the job. To remain eligible